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Investment opportunities in relevance to ICICI

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  1. Introduction
  2. Industry profile: financial institutions
  3. Overview of ICICI Bank
    1. Origin of ICICI Bank
    2. The services of ICICI Bank
    3. Organizational structure
  4. Leadership style in ICICI Bank
  5. Vision statement of ICICI Bank
  6. Loan schemes offered by ICICI Bank
  7. Demat account at ICICI Bank
  8. NRI services of ICICI Bank
  9. Mobile banking of ICICI Bank
  10. Financial profile
    1. Calculation of current ratio
    2. Calculation of proprietary ratio
    3. Calculation of absolute liquid ratio
    4. Calculation of fixed assets ratio
  11. SWOT analysis of ICICI Bank
  12. Work culture of ICICI Bank
  13. An overview of mutual funds
  14. Objective of the study
  15. Scope of the study
  16. Tool for data collection
  17. Data analysis and interpretation
  18. Introduction to investment model
  19. Findings, suggestion, conclusion
  20. Bibliography

In the '90s there has been a decisive shift towards a new wave, the domain of financial services. In the era of the consumer, financial services, which seek to put the consumer in the forefront, have come to stay. Skillful marketing has opened up a wide spectrum of areas where financial services find their presence today.

The financial institutions and instruments constitute the hard core of the financial system. Financial services on the other hand represent the software portion of the financial environment. They represent all kinds of services provided in financial terms, where the essential commodity is money viz., leasing, hire-purchase, consumer credit, investment banking, commercial banking, venture capital, insurance, credit rating, bill discounting, mutual funds, stock broking, housing finance and factoring.

The growth in financial services sector has also led to the popularization of credit cards. Consumerism has firmly established itself in our country today. The financial services market scene is heating up. The Asian giants China and India have become exciting dynamic markets. The Indian Financial Service Providers (FSPs) pose a major challenge. The sector, it is said, is projected to undergo a major transformation in the coming decade.

Competition has increased within the traditional financial centers, amongst the players themselves, through the shared objectives to chase retail deposits, prime corporates and high net worth customers through the provision of a universal range of services. The rules for entry of foreign companies into financial services have been considerably liberalized and it has become easy for global majors to make entry into India. Today, traditional retailers and supermarkets affinity groups are providing financial services; traditional FSPs are providing retail services through e-commerce links.

It is indeed, a challenge for the traditional financial services players in their present structure to continue to survive by the end of the decade or even through the next five years.

[...] 2002: Moody's assign higher than sovereign rating to ICICI. Merger of ICICI Limited, ICICI Capital Services Ltd and ICICI Personal Financial Services Limited with ICICI Bank. ICICI BANK SERVICES Ltd MCKENZIE 7s The 7s model is better known as McKinsey 7-S.This is because the two persons who developed this model, Tom Peters and Robert Waterman, have been consultants at McKinsey & Co at that time. They published their 7s model in their article ?Structure Is Not Management?(1980) and their books Art of Japanese Management? (1981) and search of Excellence? (1982). [...]

[...] Being aware of the various investment avenues and their return matrix. To be clear with risk taking capabilities of the individual investors. To Structure the profile of the investors based on their Income levels and savings. To understand the need of finance at various stages in life. SCOPE OF THE STUDY The study basically tries to identify the preferences of investments when posed choice between various investment alternatives. The study was done to individual investors restricted to the city of Bangalore. [...]

[...] Qualification sometimes makes changes in the investment decisions of the individual investors. Table No: - 3 Table showing the Qualification of respondents Interpretation: The qualification of the individual investors has some effect on the investment decisions of the investors. Some educated investors may be aware of most of the investment avenues and their strengths and weakness. This in turn helps them for efficient planning of their investment plans. The major portion of the research conducted covered respondents who are under graduates, whom the investment model is more beneficial. [...]

[...] These Mc Kenzy's frameworks are used in the research study to study about ICICI BANK. STRUCTURE: The head office of ICICI bank is Mumbai,ICICI bank has various branches in & around India.ICICI has various branches in Delhi, Calcutta, Chennai, Bangalore etc covering various networks.ICICI has the client driven channel provides callers with easy access to credit cards, banking as well as demat &clients can enquire about the products offering of ICICI. ORGANISATION STRUCTURE STYLE: Style refers to the employee's shared & common ways of thinking & behaving unwritten norms of behavior & thought. [...]

[...] The key elements of the business strategy of ICICI are: 1. To fully leverage the synergies from the amalgamation; 2. Focus on quality growth opportunities by: Maintaining and enhancing their retail franchise Maintaining and enhancing their corporate franchise Enhancing their strengths in the insurance business Building an international franchise Emphasize conservative risk management practices and enhance asset Quality; 4. Use technology for competitive advantage and 5. Attract and retain talented professionals. Main Objectives of the Company: To establish and carry on business of banking in any part of India or outside India. [...]

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