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The price of the dream: subprime mortgages in the African-American community

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CSW COLLEGE

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  1. Why do minority communities were targeted by these loans?
  2. Black Americans, easily targeted because of their dream to own a house

Let us first say that the financial disaster which has just recently occurred has effected the entire world, regardless of race, color, or creed. It is perhaps a testament to the new levels of equality and interconnectedness that what may have started out primarily among certain populations can have consequences this disastrous all around the country and the world. However, too much of the discourse around the scandalous lending policies which began the chain of events which ended in catastrophe for the investment banking industry has ignored the racial element of these scandals. In reality, the subprime mortgage crisis did not at first affect all areas of our society equally.

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